Guides
Guides for Landowners
Plain-English explanations of the planning, legal and tax questions landowners ask us most, checked against current rules and updated when they change.
How to Read These Guides
There are 15 guides, and nobody needs all of them. Each one stands on its own, but they build on each other, and most landowners get the most from reading them in roughly this order:
- How the deals work. What you would sign, how you are paid and who carries the risk.
- How planning could happen. National policy, the local plan and a realistic timetable.
- What could get in the way. Access, flooding, tenancies, ecology and anything specific to your land.
- What you keep. Fees, deductions, overage and tax.
The reading paths below follow that order for five common situations. Pick the closest one and skip anything that clearly does not apply to you.
Where to Start
Pick the situation closest to yours.
I Have Just Received a Letter
Start with who we are and why we wrote, then read how option agreements work.
Why we wrote to youI Want to Know What My Land Is Worth
Read how land value is worked out, then ask for a free review.
How land value worksI Want to Understand the Agreement
How an option works from signing to completion, and what happens on your land in between.
Option agreements explainedI Have Inherited Land
Probate, co-owners and the tax points that matter when you sell.
Probate and selling landMy Land Is in the Green Belt
How grey belt works and whether your land might qualify.
Grey belt explainedMy Land Is Let to a Farmer
How tenancies affect a sale and how vacant possession is obtained.
Tenancies and vacant possession
Reading Paths for Different Landowners
Fields on the Edge of a Town or Village
- Option agreements explained: the most common way land like yours is taken forward.
- The new NPPF: when homes can now be approved outside settlement boundaries.
- Call for sites and local plans: the other route, through the council's plan.
- How long planning takes: realistic timescales for each route.
- Access and ransom strips and flood risk: the two issues that most often decide whether a field works.
Land in the Green Belt
- Grey belt land explained: whether your land could qualify, and the Golden Rules that follow.
- Call for sites and local plans: how councils review Green Belt boundaries when they prepare a plan.
- Option agreements explained: how a deal would be structured.
Inherited Land, or Land Held by Executors
- Probate and selling land: who can sign, and what has to happen first.
- Tax when selling land for development: Capital Gains Tax, inheritance tax and the reliefs that changed in April 2026.
- Tenancies and vacant possession: if the land is let or grazed by someone else.
Understanding the Money Side
- Option agreements explained: how an option works, from signing to completion.
- Promotion agreements: fees and deductions: how a share of the sale price turns into what you receive.
- Overage explained: what overage is, and what to do if your land already carries one.
- Section 106 and CIL explained: the council's charges that come out of every land price.
- Biodiversity Net Gain: a cost that varies a lot from one field to the next.
Farm Buildings and Old Yards
- Class Q: converting agricultural buildings to homes without a full planning application.
- The new NPPF: how previously developed land and land inside settlements are now treated.
- Grey belt land explained: if the yard is in the Green Belt.
If you have had a letter from us, read received a letter? first. It explains why we wrote about your land and what happens if you get in touch.
Agreements and Money
Land Agreements · 12 min read
Option Agreements Explained: What Landowners Sign and Why
How a land option agreement works for the landowner: the fixed price, who pays for planning, surveys on your land, registration, completion and refusal.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 10 min read
Promotion Agreements: Fees, Deductions and What You Actually Receive
How land promotion agreements work, how promoter fees and cost deductions are calculated, minimum price clauses, and a worked example from gross price to net.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 12 min read
Overage Explained: Sharing in Future Value After You Sell
How overage (clawback) works when you sell land: trigger events, percentages and periods, how it is secured, worked examples, and the drafting traps to avoid.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 21 min read
A Land Company Has Written to Me About My Field. What Does It Mean?
Why land companies, promoters and housebuilders write to landowners, how each model works, what replying commits you to, and what the letter does not mean.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 22 min read
What Happens If Planning Is Refused, and What Happens While It Is Being Decided
What a planning refusal means for a landowner under an option agreement: appeals, resubmissions, timescales, and why you keep your land and owe nothing.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 23 min read
My Neighbour Owns the Next Field. Can We Put Our Land Forward Together?
How neighbouring landowners put land forward together: collaboration and equalisation agreements, land pooling, tax points, and the simpler separate route.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 20 min read
Who Pays the Fees in a Land Deal: Solicitors, Agents, Surveys and Planning
Who pays the solicitor, land agent, surveys, planning fees, stamp duty and VAT when you sell land to a developer, model by model, with 2026 figures.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 23 min read
Selling Land for Development, Step by Step: From First Thought to Completion
How selling land for development works, stage by stage: title checks, a free review, heads of terms, the agreement, planning, completion and tax.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 22 min read
Should I Sell My Land With or Without Planning Permission First?
Selling land as it is, subject to planning, or after getting planning yourself: what each really involves in cost, time and risk, and which suits a field.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 20 min read
The Four Ways to Sell Land for Development, Compared Side by Side
Four ways to sell land for development: outright sale, conditional contract, option or promotion agreement, and how each works, its risk and its price.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 22 min read
What Is a Conditional Contract When Selling Land Subject to Planning?
A conditional contract is a sale agreed now that completes only once a condition, usually satisfactory planning permission, is met. How it works.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 23 min read
Land Agent, Developer or Land Promoter: Who Does What, and Who Acts for You?
Who a land agent, developer, land promoter, strategic land company and planning consultant each act for, who pays them, and what land agents charge.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 23 min read
Solar or Battery Lease, or Putting Your Land Forward for Housing?
How solar and battery leases work for landowners, the rents, grid queue, planning and tax, and why a long lease and a housing route suit different fields.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 21 min read
How Long Does It Take to Sell Land for Development, Start to Finish?
How long a land sale takes by route: an outright sale, auction, planning first, an option, a conditional contract or promotion, and what you do meanwhile.
Subhan Property Group · Updated 5 November 2026
Land Agreements · 21 min read
'We Buy Any Land' Companies: How Fast Cash Land Buyers Work and What They Pay
How cash land buyers offer a quick sale, what price they pay, who keeps any later rise in value, and how land banking schemes differ from them.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 12 min read
Tax When You Sell Land for Development: A Plain-English Guide
Capital Gains Tax, option fees, BADR, APR and BPR after April 2026, and the questions to ask your accountant before selling land with planning potential.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 13 min read
Section 106 and CIL Explained: What Developers Pay and How It Affects Your Land Price
What section 106 agreements and the Community Infrastructure Levy cover, why landowners sign the S106, and how both come off what a developer pays for land.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
How the Price for Your Land Is Worked Out in an Option Agreement
How land is valued: existing use, hope and planning value, how many homes a field can take, what a desktop review checks and what a fixed price protects.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
Where the Money Goes When a Field Becomes Homes, Line by Line
What new homes sell for and where each pound goes: building, affordable housing, Section 106, CIL, levies, finance and the builder's return, line by line.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
How Much Is an Acre of Land Worth in 2026? Farmland, Paddock and Woodland Values
Farmland in England sold for about £8,500 to £10,600 an acre in 2026, with paddocks and small lots higher and woodland lower. Sourced figures, explained.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
Rollover Relief: Can I Put Off Capital Gains Tax by Buying More Land?
Rollover relief lets a trading farmer put off capital gains tax on a land sale by buying land for the business within three years. Rules and worked sums.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
Business Asset Disposal Relief on Farmland: When a Land Sale Qualifies
Selling a field while you keep farming rarely qualifies for BADR. When farmland does qualify, the 18% rate, the £1 million limit and the claim deadline.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
Should I Gift Land to My Children Before Doing a Deal? The Tax Rules Explained
A gift of land to your children is a sale at market value for capital gains tax and a gift for inheritance tax. Holdover, the seven-year rule and timing.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 21 min read
The 2026 Inheritance Tax Changes for Farmland With Development Potential
From April 2026, APR and BPR give 100% relief on £2.5 million, then 50%. What that means for farmland with hope or development value, and for a sale.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
Valuing Land for Probate When It Might Get Planning: Hope Value and HMRC
How land that might get planning is valued for probate: hope value, HMRC and the Valuation Office, later sales, loss on sale relief and the CGT link.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
VAT When Selling Land: What Is the Option to Tax, and Does It Apply to Me?
Selling land is normally VAT exempt unless it has been opted to tax. How the option works, how to check for one, and VAT on option fees and overage.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 23 min read
Could the Council Compulsorily Purchase My Land, and Would Hope Value Be Paid?
When a council can compulsorily purchase land, how CPO compensation is worked out, the 2026 loss payments and when hope value can be left out.
Subhan Property Group · Updated 5 November 2026
Tax and Valuation · 21 min read
Could My Land Sale Be Taxed as Income Instead of Capital Gains?
When a land sale is taxed as income rather than capital gains: the badges of trade, the transactions in UK land rules, profit shares and plot sales.
Subhan Property Group · Updated 5 November 2026
Planning Policy
Planning Policy · 12 min read
The New NPPF (August 2026): What It Means for Landowners
The National Planning Policy Framework was rewritten in August 2026. What changed, the new rules for land outside settlements, and what it means for your land.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 14 min read
Grey Belt Land Explained: Could Your Green Belt Field Be Developed?
What grey belt is after the August 2026 NPPF, which Green Belt purposes count, the tests for housing, the Golden Rules, and what it all means for land value.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 11 min read
How to Get Your Land Allocated in a Local Plan: The Call for Sites Explained
How the new local plan system works from March 2026, how councils assess land put forward in a call for sites, and how to make a submission that counts.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 12 min read
How Long Does Planning Take? Realistic Timescales for Landowners
Realistic timescales for getting planning on land: decision periods, appeals, Section 106, conditions and local plans, from first call to completed sale.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 13 min read
Class Q: Turning Farm Buildings Into Homes Without a Full Planning Application
How Class Q permitted development works after the May 2024 changes: 10 homes, 150 sqm each, 1,000 sqm in total, the date tests, prior approval and pitfalls.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 20 min read
Can My Land Be Built on? How to Find Out for Free, Step by Step
How to check from home, for free, if your land could be built on: the council, local plan, Green Belt, flood map, protected sites and planning history.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
What Is a Settlement Boundary, and Is My Field Inside It or Outside It?
A settlement boundary is the line a plan draws around a town or village. How to find it for your field, and how planning treats land on each side.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
Is My Land in the Local Plan or the SHLAA? How to Check and What It Means
How to find your land in the SHLAA or HELAA, the brownfield register and the local plan, and what an allocation, draft allocation or rejected site means.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
Is My Field Worth Anything to a Housebuilder? What Makes Land Suitable for Homes
What makes a field suitable for new homes: location, a safe road access, size, flooding, designations, title and the council, and which problems end a site.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
Could Part of My Garden Be a Building Plot? Planning, Size, Access and Tax
When part of a garden can become a building plot: the 2026 planning tests, backland policies, plot size, access, trees, self-build and tax.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
Can My Old Yard, Workshop or Barns Be Used for Housing? What the Rules Say
Whether an old commercial yard, workshop or farmyard can become homes: the brownfield definition, the farm building exclusion, registers and contamination.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
Outline or Full Planning Permission: What Is the Difference for a Landowner?
Outline planning permission settles the principle and leaves the detail as reserved matters; full permission approves it all. How each works, and PiP.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 23 min read
My Land Is in the Green Belt. Is It Worthless for Development?
Green Belt narrows the routes to planning but does not close them all. How to check your land, how Green Belt is released, and what appeals show.
Subhan Property Group · Updated 5 November 2026
Planning Policy · 21 min read
A Small Site for a Few Homes: How Planning, Plot Sales and Builders Work
How a small development site of one to nine homes is treated in planning, and how owners sell a building plot to a self-builder or a small housebuilder.
Subhan Property Group · Updated 5 November 2026
Ecology and BNG · 11 min read
Biodiversity Net Gain in 2026: What Landowners Need to Know
How mandatory Biodiversity Net Gain works in England, what changed on 6 August 2026, and how it affects the value and layout of land sold for housing.
Subhan Property Group · Updated 5 November 2026
Practical Issues
Practical Issues · 13 min read
Flood Risk and Development Land: What the Flood Zones Mean for Your Field
Flood zones 1 to 3b, surface water, the sequential and exception tests under the August 2026 NPPF, drainage, and how a field that partly floods can still work.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 12 min read
Access and Ransom Strips: Why the Way in Decides What Land Is Worth
Why access decides whether land can be developed: visibility splays, adopted roads, rights of way, ransom strips and the Stokes one-third case explained.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 13 min read
Tenancies and Vacant Possession: Getting Land Back for Development
How AHA tenancies, farm business tenancies, grazing licences, business leases and cottages affect selling land for development, with notice periods explained.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 12 min read
Probate and Selling Land: What Executors and Families Need to Know
Selling or optioning land held by executors: the grant, signing before probate, disagreements, trusts of land, and why the probate valuation matters for tax.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 23 min read
Can I Keep My House, or a Plot for My Family, and Put the Rest of My Land Forward?
How to keep your house, garden or a family plot and sell the rest: splitting a title, rights for the land you keep, design, lenders and tax relief.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 23 min read
I Have Inherited Farmland. What Are My Options With the Land?
Inherited farmland or a field? The five main options, from letting and contract farming to selling or an option, with the first steps and the tax points.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 21 min read
Do I Need a Solicitor to Sell Land for Development, and What Do They Do?
Yes. What a land solicitor does at each stage, how one differs from a house conveyancer, how to find one, and the roles of a land agent and accountant.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 22 min read
Should I Sell My Land Now or Wait? What Really Decides the Timing
Is now a good time to sell land? The housing targets, local plan windows, tax rules and family factors that decide timing, and the honest case for waiting.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 22 min read
How to Check What Land You Own: Title Plan, Boundaries and the Next Field
How to find every title you own, read the title register and plan, check your boundaries, find who owns the next field, and register unregistered land.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 22 min read
My Land Is Not Registered: Can I Still Sell It or Sign an Option Over It?
Yes. How ownership of unregistered land is proved, how to register it, what happens if the deeds are lost, and how an option over it is protected.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 22 min read
A Restrictive Covenant on My Land Says No Building: Is Development Dead?
A no-building covenant rarely ends development for good. Who can enforce it, old covenants, release, indemnity insurance and section 84 explained.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 23 min read
A Public Footpath Crosses My Field: Can It Still Be Developed?
Usually yes. How a footpath or bridleway across a field is kept, diverted or stopped up for new homes, the definitive map, the tests and the timescales.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 22 min read
Can I Sell Part of My Land, or Sign an Option, If It Is Mortgaged?
Yes, with your lender's agreement. How a partial release on form DS3 works, why lenders consent to options, and what farm and lifetime mortgages need.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 23 min read
My Brother or Sister Wants to Sell Our Inherited Land and I Do Not
Siblings who disagree about selling inherited land: how co-owned land is held, buying out a share, dividing it, mediation and a TOLATA order for sale.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 21 min read
Retiring From Farming: Sell, Let, Contract Farm, or Put Land Forward?
Retiring farmer with no one to take on the farm? How letting, contract farming, selling and putting a field forward compare on income, control and tax.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 23 min read
Divorce and the Family Farm or Land: What Happens to It, and Who Keeps It?
How a divorce court in England and Wales treats a farm or inherited land: needs, sharing, development potential, tax and keeping the land in the family.
Subhan Property Group · Updated 5 November 2026
Practical Issues · 23 min read
Getting Your Land Ready to Sell: Wayleaves, Farm Schemes, Services and Paperwork
What you need to sell land: wayleaves for poles and pipes, SFI and Stewardship agreements, drains, water licences and the planning history to gather.
Subhan Property Group · Updated 5 November 2026
How We Keep These Guides Accurate
Planning and tax rules change often. In the last two years alone, the government has rewritten the National Planning Policy Framework, introduced grey belt, changed Biodiversity Net Gain for small sites, raised Capital Gains Tax rates and capped Agricultural and Business Property Relief. Advice written before those changes can be badly wrong now.
Each guide shows the date it was last reviewed and lists the official sources it relies on, so you can check them yourself. We review every guide at least every six months, and sooner when the rules change. Where a guide touches on tax or law, it is general information rather than advice, and we say so.
If you spot something that has changed, or a question these guides do not answer, tell us. The most useful guides started as questions from landowners.
Look Up a Term
Planning and land sales come with their own vocabulary: allocation, hope value, overage, Section 106, vacant possession and many more. Our land and planning glossary explains each one in a sentence or two, with links to the guide that covers it in depth.
Questions About the Guides
Which guide should I read first?
For most people, option agreements explained, because it describes what you would actually be asked to sign. If your land is in the Green Belt, start with grey belt instead.
Are the guides advice?
No. They are general information to help you understand how land, planning and tax work. For advice on your own circumstances, speak to your solicitor, land agent or accountant. If you go ahead with us, we contribute to your solicitor's and land agent's fees.
Can I share them with my family or my advisers?
Yes. They are written to be passed around, and families often find it easier to talk things through once everyone has read the same guide.
Do the guides only describe your way of doing things?
No. They explain options, promotion agreements and outright sales, and the planning and tax rules behind them. Where we mention how we work, it is in a short section near the end.
What if my question is not covered?
Ask us. We can usually answer by phone or email, and if the question comes up often we add it to a guide. Contact us.
Find Out What Your Land Could Be Worth
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